Loans — Guide, Compare & Calculate

Personal, Home, Car & Education loans — compare interest rates, calculate EMI and learn how to improve approval chances.

Loan Types

Personal Loan

Unsecured loans for immediate needs. Quick disbursal but higher interest.

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Home Loan

Lower interest, long tenure, tax benefits on principal & interest.

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Car Loan

Loan against vehicle — lower rate than personal loans sometimes.

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Education Loan

Covers tuition & living costs — subsidies & moratoriums possible.

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EMI Calculator

Result

Monthly EMI:
Total Payment:
Total Interest:

Loan Tips & FAQs

Top Tips
  • Compare interest rates across lenders before applying.
  • Maintain a good CIBIL score to get better rates.
  • Choose tenure carefully — longer tenure lowers EMI but increases interest outgo.
  • Use part-prepayment if you have surplus to reduce interest cost.
Frequently Asked Questions

EMI = [P × r × (1+r)^n] / [(1+r)^n – 1] where r = monthly interest rate, n = months.

Identity proof, address proof, income proof (salary slips / bank statements), and KYC documents.
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