Loan Stories — Real People, Real Steps

Read verified, approved stories from users who successfully took loans — learn what documents helped, how they negotiated, and their repayment tips.

Bihar me ek 2-wheeler hote huye maine kaise liya dusra loan (July 2025 Experience)

Car — Hajipur • 13 Sep 2025

Mere paas already ek 2-wheeler tha jo maine IDFC Bank se loan par liya tha. Us loan ki sirf 3 mahine ki EMI pending thi. Normally log sochte hain ki jab tak ek loan close na ho, tab tak dusra loan milna mushkil hai. Lekin us waqt mujhe urgently ek aur 2-wheeler lena tha, aur main Bihar me tha.

Main directly showroom/agency me gaya. Staff waha ke kaafi supportive the. Unhone pehle mera existing loan record check kiya. Kyunki maine ek bhi EMI bounce nahi ki thi, unhone bola ki dusra loan mil jayega.

Haan, is baar mujhe interest rate thoda high mila compared to pehle loan ke, lekin process smooth raha. Sirf PAN, Aadhaar aur repayment history strong hone ki wajah se approval easily mil gay...

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By Sandeep Yadav • Rating: 5/5
Home Loan Trick: Personal Loan se Down Payment, Rent se Recovery & Flat Purchase | My Story

Home — Bengaluru • 08 Sep 2025

Jab maine apna ghar kharidne ka plan banaya tab mere paas savings bilkul nahi thi. Lekin maine risk liya aur smart financial planning karke Bangalore me apna flat kharid liya.

📌 Step 1 – Personal Loan for Down Payment & Registration
Mere paas initial paisa nahi tha, isliye maine ek personal loan liya. Us paise se maine flat ka down payment aur registration karwaya.

📌 Step 2 – Flat ko Rent pe Dena
Flat lene ke baad maine turant usse rent pe de diya. Jo rent mujhe milta tha, usse maine apna personal loan aur interest cover karna start kiya.

📌 Step 3 – 3 saal me Recovery
Sirf 3 saal ke andar, rent ke through mera down payment aur registration ka paisa almost cover ho ...

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By Amit Singh • Rating: 5/5
Pune me bina address proof ke maine kaise 2-wheeler loan liya

Car — Pune • 06 Sep 2025

July 2025 me jab main Bangalore se Pune shift hua tha tab company ne sirf 7 din ke liye PCMC area me hotel diya tha. Us time mere paas apna ghar ya rental agreement kuch bhi nahi tha. Pune mere liye naya tha aur mujhe urgently ek scooty chahiye thi taaki ghar dhoondhne aur daily travel easy ho jaye.

Main ek TVS showroom gaya aur waha ke loan staff bahut supportive nikle. Maine turant 30k advance payment kar diya aur unhone bola ki address proof ka arrangement ho jayega. Unhi logon ne apne source se 3k me document manage karwa diya. Sirf PAN aur Aadhaar ke base par, aur kyunki mera CIBIL score achha tha, mujhe IDFC se pre-approved loan mil gaya.

Within 7 din mujhe bike mil gayi aur uske...

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By Rahul Jain • Rating: 5/5