Car Loan — Finance your ride

Compare bank and dealer finance, understand downpayment and EMI structure, and choose the best deal for you.

Banks vs Dealer Finance

Dealer finance might give convenience and offers, but banks/NBFCs sometimes offer better rates—compare total cost, not just rate.

Down Payment

Higher down payment reduces principal & EMI — aim for at least 10–20% if possible.

Useful Checklist

  • Check processing fees & prepayment terms
  • Confirm insurance & add-on charges
  • Compare total cost across offers
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Pro Tip

Negotiate vehicle price first, then finalize finance — this saves more than lowering interest by a small percent.