Frequently Asked
Questions

KharchaBill is a personal finance workspace by ManchLabs. It helps you organise accounts, income, expenses, budgets, loans, cards, recurring bills, goals and reports in one place.

Create an account, verify your email, add your cash or bank accounts, then record or import transactions. Your dashboard and reports are calculated from the financial records you add.

Yes. You can keep separate bank, cash, wallet and credit accounts. Transactions remain linked to the correct account so balances and reports stay consistent.

Transfers move money between your own accounts. KharchaBill keeps them outside income and expense totals to avoid counting the same money twice.

Yes. You can record loans, repayment schedules, credit-card balances and payments, then review them alongside the rest of your finances.

KharchaBill uses authenticated, user-isolated records, encrypted web connections and server-side access controls. Never share passwords, OTPs or banking credentials through contact forms.

Signed-in users can access data export and account controls from Settings. Account deletion is protected by confirmation and follows the applicable retention requirements described in the Privacy Policy.

Email sync is optional. After you connect and configure a supported mailbox, KharchaBill reviews eligible financial messages and lets you verify detected records before they become transactions.

KharchaBill uses the configured secure connection method for email access. Do not enter an email password anywhere except the dedicated authenticated email-sync settings screen.

Available plans and their current limits are shown on the Pricing page. Any paid access is activated only after server-side payment verification.

Cancellation and refund eligibility depends on the active plan and payment status. See the Refund and Cancellation Policy, then contact support with your payment reference if you need help.

Use the Contact page to send a support request. Include the relevant screen and a clear description, but never include passwords, OTPs, card PINs or full banking credentials.